In this episode of Trust Vs., HITRUST VP of Cyber Risk Thomas Kellermann joins the show to break down how cybercrime has evolved into a cartel-driven global economy backed by nation states. Drawing on decades of experience advising governments and investigating cybercrime, Tom explains why ransomware is often just the entry point, how “island hopping” turns vendors into weapons, and why agentic AI creates a new level of risk. The conversation explores what organizations are missing in today’s threat landscape, and why outdated, static security models are no longer enough.